LIC Griha Rakshak Scheme: अब 8.4% ब्याज पर मिलेगा होम लोन @lic.in

LIC Housing Finance has introduced a unique home loan plan for defence personnel, in which the benefit of an interest rate of just 8.4% would be offered. Not only do the present defence personnel enjoy this exceptional deal, but former officers can also claim it. This new Griha Rakshak Scheme is a fantastic chance for soldiers who dream of purchasing a property. This initiative of LIC will assist defence people to achieve their ambition of buying a property, and that too at a very low interest rate!

LIC Griha Rakshak Scheme

LIC Housing Finance launched a special home loan plan ‘Griha Rakshak’ for the Indian Defense Forces. Under this initiative, qualifying candidates with a credit score of 750 or higher are being provided with a home loan of up to ₹ 2 crore at an interest rate of 8.4% per annum. This Griha Rakshak Scheme is for all those soldiers who desire to fulfil their goal of buying a home. The remarkable part is that this Mumbai-based home financing organization has also removed the processing cost under this limited-term offer, which would bring significant comfort to the defence people.

LIC Griha Rakshak Scheme – Overview

Feature	Details
Scheme Name	LIC Griha Rakshak Scheme
Interest Rate	8.4% per annum
Loan Amount	Up to ₹2 crore
Eligible Personnel	Serving and retired defence personnel
Credit Score Requirement	750 or higher
Application Process	Online via the LIC Housing Finance website
Loan Disbursement	On approval, as per the terms and conditions

LIC Griha Rakshak Scheme – Documents Required

• Aadhaar Card or PAN Card (as ID proof)
• Address Proof (which includes things like electricity bills, ration cards, or Aadhaar cards)
• Income Proof (salary slip, Form 16, or income tax return)
• Defence Personnel Certificate (Defence Identity Card or Service Certificate)
• Retirement Certificate (if you are a retired officer)
• Credit Score Report (750 or higher)
• Bank Statement (last 6 months)
• Passport Size Photo Property Related Documents (such as Sale Deed, Allotment Letter)
• Other Banking Documents (if necessary)

This list of papers is for general information only and the actual needs of the documents indicated above may vary. Please visit the official website of LIC Housing Finance or contact their customer service centre for more accurate and updated information.

LIC Griha Rakshak Scheme – How to Apply  

Step 1: Official Website

Visit the official website of LIC Housing Finance.

Step 2: Check Your Eligibility

Check your eligibility, ensuring that: Your credit score is 750 and above You are serving or retired defence personnel

Step 3: Prepare Documents

It requires a few documents, including Identity proof, PAN, etc. Address proof Income proof – salary slip, bank statements, etc. Defence ID Retirement proof, if applicable Credit score report

Step 4: Online Fill Application Form

Now, log on to the online portal and go to ‘Griha Rakshak home loan’. In this regard, an online application form needs to be filled up mentioning your personal, professional, and loan information.

Step 5: Upload the Documents

You can upload the necessary documents while submitting an online application. You can also physically submit the very same by visiting the nearest LIC Housing Finance Branch.

Step 6: Application Submission

Fill in all the details and upload the documents. Check your application in detail once you have completed it and then submit it online.

Step 7: Processing and Approval

At this stage, the company will verify your application and the documents presented to you. LIC Housing Finance will process your loan application based on your eligibility. In case they need any more information or documents, they will contact you.

Step 8: Disbursement of Loan

The loan amount will be disbursed into your account on approval, as per the terms and conditions.

Step 9: Customer Care for Assistance

In case any query pops up or to get assistance, one can reach customer care at LIC Housing Finance either by dialling their toll-free number or by visiting the nearest branch.

Following these steps will lead to the application process for a home loan under LIC Housing Finance ‘Griha Rakshak’.

Frequently Asked Questions – LIC Griha Rakshak Scheme